Terms of Use

Please read these terms carefully before using our website.

Welcome to premsrinivasan.com. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use.

Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, our Cookie Policy, and our Disclaimer. If you do not agree with any of these terms, please do not use this website.

Nature of Content

This is a personal blog covering Indian stocks listed on NSE and BSE. All content — including articles, analysis, commentary, and AI-assisted posts — is published for informational and educational purposes only. Nothing on this website constitutes financial advice, investment recommendations, legal advice, or professional guidance of any kind. Please refer to our Disclaimer for full details.

Some content on this website is generated or assisted by artificial intelligence tools. While every effort is made to review and verify AI-assisted content before publication, we make no guarantee of accuracy or completeness. Readers should verify information independently, especially for financial or legal matters.

Intellectual Property

Ownership

All content on this website — including but not limited to text, articles, analysis, images, graphics, logos, OG images, and the website design — is the intellectual property of Prem Srinivasan unless otherwise stated. This content is protected by copyright and applicable intellectual property laws of India and international conventions.

Permitted Use

You may:

  • Read and view content for personal, non-commercial purposes
  • Share links to articles on social media or other platforms
  • Quote brief excerpts (up to 100 words) with clear attribution and a link back to the original source

Prohibited Use

You may not:

  • Reproduce, redistribute, or republish content without prior written permission
  • Use content for commercial purposes without authorisation
  • Modify, adapt, translate, or create derivative works from the content
  • Remove copyright notices, author attribution, or branding from any content
  • Use automated systems such as bots, scrapers, or crawlers to access, harvest, or collect content in bulk
  • Mirror or cache website content on third-party servers without permission
  • Train artificial intelligence models on content from this website without explicit written consent

User Conduct

When using this website, you agree not to:

  • Violate any applicable laws or regulations, including those of India and your country of residence
  • Infringe upon the intellectual property rights or privacy rights of others
  • Transmit any harmful code, viruses, malware, or malicious content
  • Attempt to gain unauthorised access to any part of the website or its underlying infrastructure
  • Interfere with the proper functioning, security, or availability of the website
  • Engage in any activity intended to damage the website's reputation or search engine standing

No Financial or Investment Advice

This website does not provide SEBI-registered investment advice, research analysis, or portfolio management services. Content discussing stocks listed on NSE and BSE is for educational purposes only. Investment decisions made based on content from this website are entirely at the reader's own risk. Please read our Disclaimer carefully.

Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be available at all times, uninterrupted, or error-free
  • The content is accurate, complete, current, or reliable
  • The website is free from viruses or other harmful components
  • Any defects or errors will be corrected

Limitation of Liability

To the maximum extent permitted by applicable law, Prem Srinivasan shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Your use of or inability to use the website
  • Any errors, omissions, or inaccuracies in the content
  • Any financial decisions made in reliance on website content
  • Unauthorised access to or alteration of your data
  • Any interruption, suspension, or cessation of the website

External Links

This website may contain links to third-party websites, news sources, and external platforms. These links are provided for convenience and reference only. We do not endorse, control, or assume responsibility for the content, privacy practices, accuracy, or availability of external websites. Accessing external links is at your own discretion and risk.

Modifications to the Website

We reserve the right to:

  • Modify, suspend, or discontinue the website or any part of it at any time without notice
  • Change, remove, or update content, features, or functionality at our sole discretion
  • Restrict or limit access to certain pages or features

Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in our practices, applicable laws, or other factors. Changes will be effective immediately upon posting on this page with a revised "Last Updated" date. Your continued use of the website after any changes constitutes your acceptance of the revised terms.

Governing Law and Jurisdiction

These Terms of Use are governed by and shall be construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Chennai, Tamil Nadu, India.

Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be deemed modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions shall continue in full force and effect.

Contact

If you have any questions about these Terms of Use, please contact us.